Our Mission

Revolutionize retirement planning with advanced research, deeper insights, and real-time monitoring and management.

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INCOME LAB BEGINNINGS

Income Lab began when two financial industry veterans grew frustrated with the fact that existing planning technology used simplistic, dated analytics. They understood that if financial advisors could implement and scale the best ideas from financial economics, retirement research, and data science, most retirees could live better financial lives. They set out to build a platform that made advisors’ work easier and their advice better.

The ultimate goal was clear: to help retirees achieve a brighter financial future.

BIOS

Justin Fitzpatrick

Co-Founder & CIO

Before co-founding Income Lab, Justin spent ten years in financial services sales, distribution, and management. He led teams in advanced financial planning and portfolio strategy, managed development of financial technology tools, and designed and executed strategies to enter new markets. Prior to his work in financial services, he spent seven years in academia. He has taught at the Massachusetts Institute of Technology (MIT); Harvard University; Queen Mary, University of London; and the University of California, Los Angeles.

Justin earned a BA from the University of Michigan and a PhD from MIT. Justin is a Chartered Financial Analyst® (CFA®) Charterholder and a Certified Financial Planner™ (CFP®) professional.

Johnny Poulsen

Co-Founder & CEO

Johnny has spent over 28 years in financial services sales, distribution, and executive management. He has led large teams across a wide range of disciplines including external, internal and hybrid sales; recruiting and training; portfolio strategy; market research; advanced planning; and digital distribution strategy.
Johnny earned his MBA from City University of Seattle and studied business law at Syddansk Universitet (University of Southern Denmark). Johnny is a Certified Financial Planner™ (CFP®) professional.

Gregg Mahalich

Chief Revenue Officer

Gregg Mahalich has over 30 years of experience bringing complex retirement planning products to the financial services industry. As an external wholesaler, Gregg has also provided financial advisors ongoing support for servicing their clients and growing their businesses.

As the Chief Revenue Officer of Income Lab, Gregg is responsible for the oversight and management of the sales team which includes new sales, platform development, client onboarding, training and support.

Gregg earned his Bachelor of Arts degree in Business/Corporate Communications from the University of Minnesota Duluth.

Mawukle Yebuah

VP of Customer Success

Mawukle Yebuah brings over 5 years of sales and partnership management experience in the financial services and fintech industries. Prior to joining Income Lab, Mawukle worked as a wholesaler and retirement planning specialist at Jackson Financial. He also managed partnerships for large independent software vendors during his time at Worldpay, now FIS.

As the VP of Customer Success, Mawukle is responsible for the oversight, management and development of the Income Lab core technology. These responsibilities include client onboarding, content development, and acting as a client liaison between Income Lab and its users.

Mawukle earned his Bachelor of Arts in International Business and a Master’s in Marketing from the University of Denver.

Jim Horvath

Director of Account Management

Jim Horvath has over 30 years of financial services experience working at some of the largest financial service firms in the industry. The scope of Jim’s career has been in the roles of sales and customer service management with emphasis on retirement products and planning, active trading and wealth management.

As Director of Account Management, Jim is responsible for the oversight and management of advisor onboarding and support, platform development, sales, and operational development and training.

Jim holds a Bachelor of Arts degree in Political Science and a minor in Economics, with emphasis on Russian and East-Central European Area studies from Colorado State University. Jim is also fluent in Hungarian.