Resources
Money Life with Chuck Jaffe featured Income Lab Co-founder, Justin Fitzpatrick on their most recent podcast episode, “See how the market impacts future spending, not just account balance. Justin discusses that while investors and retirement savers are starting to...
Economic data are very difficult to apply to short-term investment decisions, but research shows that these data are much more useful when forming longer-term retirement spending plans. In this webinar, we examine three representative economic indicators related to...
Morningstar's "The Long View" Podcast with Christine Benz and Jeffrey Ptak recently featured Income Lab's co-founder Justin Fitzpatrick. They had a great conversation where Justin explains the simple steps older adults can take to ensure that their assets last...
Income Lab's co-founder Justin Fitzpatrick was recently featured on the Fintech Impact podcast with Jason Pereira. They had a great conversation on Income Lab and our dynamic approach to decumulation planning. Listen to the Podcast >> Important points:...
Today, Kitces published a great article co-authored by Derek Tharp, Ph.D., CFP®, CLU®, RICP®. Throughout the article Derek explains a major issue with the success/failure framing is that it is overly binary and fails to capture the reality that retirees can...
Life Hub ties these together truly dynamic income planning and tax-smart distribution planning by allowing advisors and clients to create, edit, and explore their entire plan in one place, on one screen, at any level of detail. Life Hub offers a new way for advisors...
Life Hub was highlighted by the Retirement Income Journal! Below are some of the main points about Life Hub. View our Life Hub page for demos and advisor testimonials. Life Hub is an interactive tool that allows clients of financial advisers to visualize their...
"Income Lab's Life Hub tool is a welcome innovation, helping financial advisors to build more realistic and adaptable financial plans for their clients," said Derek Tharp, Ph.D., CFP®, assistant professor of finance at Southern Maine University, lead researcher at...
Every retirement income plan carries some level of risk - that is, some chance that a downward adjustment will be needed in the future. But it can be difficult for advisors to efficiently evaluate a range of plans and to help clients choose one that meets their needs...
Kitces published a great article authored by Derek Tharp, Senior Advisor to Income Lab. In the article Derek explains how most Monte Carlo tools gamify the retirement income decision in a way that leads to being excessively conservative. Risk-based guardrails are a...
Kitces published a great article co-authored by Derek Tharp and Income Lab co-founder, Justin Fitzpatrick. In the article they explore how Monte Carlo simulation can actually *understate* retirement income risk relative to historical simulation at probability of...
The state where you retire can have a big impact on your standard of living in retirement. But understanding that impact goes far beyond looking at top marginal tax brackets. States often have special provisions specifically designed to lower the tax burden on...
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