Resources
Today, Kitces published a great article co-authored by Derek Tharp and Income Lab co-founder, Justin Fitzpatrick. Here are a few of the main points: “Spending Risk Curves” can be very useful for an advisor to gain a higher-level understanding of a client’s financial...
Research into dynamic retirement income planning has often focused on setting “guardrails” based on portfolio withdrawal rates. However, client scenarios often do not lend themselves to simple withdrawal-rate-based planning. When realistic changes in expected income...
Because of the complexity of retirement income plans and Federal and state tax codes, "tax-smart" distribution planning can be wickedly complex. In this webinar we discussed tax-related features in Income Lab, including the Income Lab Tax Center. We reviewed the...
We are excited to announce the launch of the Income Lab Research Council. The Research Council aims to contribute both to the education of the next generation of advisors and planners and to the ongoing education of current practitioners. The inaugural council...
Barron's published a great article in which Jeff Brown and Income Lab co-founder Johnny Poulsen argue that gamification of Monte Carlo probability of success results "may be creating misdirected incentives in retirement planning." Here a few of the main points: ...
Research on "sustainable withdrawal rates" might lead us to believe that the historical periods that supported low withdrawal rates were the worst possible times to retire. In this webinar we’ll discuss how a focus on withdrawal rates alone blinds us to other...
Income Lab’s co-founder and CIO, Justin Fitzpatrick, wrote an article that was featured in Advisor Perspectives. In his article Justin shares a few things financial advisors may want to consider as they help their clients understand what higher-than-expected inflation...
Income Lab’s co-founder and chief innovation officer Justin Fitzpatrick joined Jeremy Keil, Financial advisor at Keil Financial Partners, on the Retirement Revealed podcast to discuss “7 Pro-Tips for More Dynamic Retirement Planning.”Justin discusses: Why you...
Advisors often help clients find and accept approaches to their investments that balance financial goals and risk tolerance. This process can involve helping clients understand that risk cannot be avoided entirely and that putting money in the proverbial mattress is...
We are excited to announce the work of Income Lab’s Co-Founder And Chief Innovation Officer, Justin Fitzpatrick, was recently featured in Financial Planning! Read full article >>
Research into dynamic retirement income planning has often focused on setting "guardrails" based on portfolio withdrawal rates. However, client scenarios often do not lend themselves to simple withdrawal-rate-based planning. When realistic changes in expected income...
Over the last decades, dynamic income planning with withdrawal rate guardrails has become more and more common. Unfortunately, this approach to retirement income guardrails struggles when faced with more complex, realistic client scenarios. In this webinar we covered...
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