Resources

Save on State Taxes by Splitting Retirement Income

Save on State Taxes by Splitting Retirement Income

Smart retirement planning includes taking advantage of a maze of complex – but ultimately favorable – state tax policies. Almost every state has its own policies when it comes to retirement income. By understanding these policies and implementing tax-smart strategies,...

Annual Guide to State Taxes in Retirement

Annual Guide to State Taxes in Retirement

  There is never a bad time to start planning for tax season, which is why now is a good time to read our Guide on State Taxes in Retirement. The Guide provides retirees tips and tricks for reducing their annual state tax bills. Turns out every state is different...

In Retirement, Your State Tax Bill Could be Zero

In Retirement, Your State Tax Bill Could be Zero

If you search for information on state personal income taxes, you’ll likely find a list that focuses on the highest marginal rate in each state, with states like California, Hawaii and Oregon topping the list of high-tax states. But for retirees, focusing on tax...

Value of Retirement Planning as an Ongoing Service

Value of Retirement Planning as an Ongoing Service

  Set your practice apart with retirement planning as an ongoing service. Our research explores the value gained by advisors who abandon static retirement income planning and adopt new processes for the development, implementation and ongoing management of...

Appointment of Derek Tharp to Board of Advisors

Appointment of Derek Tharp to Board of Advisors

Denver, Colorado – August 3, 2020 – Income Lab announced today the appointment of Derek Tharp, Lead Researcher and Speaker at Kitces.com, to Senior Advisor and member of the Income Lab Board of Advisors.    “We are excited to welcome Derek to our team. He brings years...

A Stock Indicator that can Improve Retirement Income Decisions

A Stock Indicator that can Improve Retirement Income Decisions

In times of economic turmoil, it’s helpful to know that there is a long-term stock market indicator that can help us make better retirement income decisions. Numerous economic factors can inform retirement income decisions, but none has been discussed more than the...

How Do Black Swan Events Affect Retirement Income?

How Do Black Swan Events Affect Retirement Income?

The term “Black Swan” has become a shorthand in finance for a large, sudden market drop.1 The dramatic stock market drawdown and economic events of the last month (like the 17 million new claims for unemployment in the last three weeks) have led many to apply the term...

What do Unemployment Claims Mean for Retirement Income?

What do Unemployment Claims Mean for Retirement Income?

In the last two weeks, the U.S. Department of Labor has released the highest weekly initial unemployment claims numbers on record. Almost 10 million Americans filed for unemployment over a two-week period at the end of March. To put these numbers in perspective, the...

Response and Insights to the COVID-19 Pandemic

Response and Insights to the COVID-19 Pandemic

Like most in the country and the world, our most urgent concerns surround the health and wellbeing of our communities during the COVID-19 pandemic. We want to express our support and admiration of those on the front lines of this fight, including medical workers,...

It’s Time to Retire Static Planning

It’s Time to Retire Static Planning

The analytics behind today’s retirement plans focus on how things might work out if a given set of choices (investment allocations, portfolio withdrawals, cash flows, etc.) are carried on into the future without change. But this static approach to planning is a crude...

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