Kitces published a great article co-authored by Derek Tharp and Income Lab co-founder, Justin Fitzpatrick. In the article they explore how Monte Carlo simulation can actually *understate* retirement income risk relative to historical simulation at probability of...

Today, Kitces published a great article co-authored by Derek Tharp and Income Lab co-founder, Justin Fitzpatrick. Here are a few of the main points: “Spending Risk Curves” can be very useful for an advisor to gain a higher-level understanding of a client’s financial...

We are excited to announce the launch of the Income Lab Research Council. The Research Council aims to contribute both to the education of the next generation of advisors and planners and to the ongoing education of current practitioners. The inaugural council...

Barron's published a great article in which Jeff Brown and Income Lab co-founder Johnny Poulsen argue that gamification of Monte Carlo probability of success results "may be creating misdirected incentives in retirement planning." Here a few of the main points:  ...

Income Lab’s co-founder and CIO, Justin Fitzpatrick, wrote an article that was featured in Advisor Perspectives. In his article Justin shares a few things financial advisors may want to consider as they help their clients understand what higher-than-expected inflation...

Income Lab’s co-founder and chief innovation officer Justin Fitzpatrick joined Jeremy Keil, Financial advisor at Keil Financial Partners, on the Retirement Revealed podcast to discuss “7 Pro-Tips for More Dynamic Retirement Planning.”Justin discusses: Why you...

We are excited to announce the work of Income Lab’s Co-Founder And Chief Innovation Officer, Justin Fitzpatrick, was recently featured in Financial Planning! Read full article >>