There is a new article on "The Most Tax-Friendly States For Retirees: How To Compare State Income Tax Options For Retiring Clients" by Ben Henry-Moreland and our CIO, Justin Fitzpatrick, PhD, CFA, CFP®. Important points: Throughout this article they discuss knowing...

Income Lab co-founder Justin Fitzpatrick joins the Retirement Tax Services Podcast to share his angle on how taxes fit into retirement. He discusses why he created a new financial planning software, as well as its role in making retirement income planning more...

The Retirement Planning Podcast with Kevin Lao  featured Income Lab Co-founder, Justin Fitzpatrick, PhD, CFA, CFP® . "Creating a dynamic spending plan combined with "Retiree's superpowers" 🦸 (as Justin calls them) can accommodate for a much more enjoyable lifestyle.”...

Money Life with Chuck Jaffe featured Income Lab Co-founder, Justin Fitzpatrick on their most recent podcast episode, “See how the market impacts future spending, not just account balance. Justin discusses that while investors and retirement savers are starting to...

Income Lab's co-founder Justin Fitzpatrick was recently featured on the Fintech Impact podcast with Jason Pereira. They had a great conversation on Income Lab and our dynamic approach to decumulation planning.  Read full article >> Important points: "Retirement...

Today, Kitces published a great article co-authored by Derek Tharp, Ph.D., CFP®, CLU®, RICP®. Throughout the article Derek explains a major issue with the success/failure framing is that it is overly binary and fails to capture the reality that retirees can...

Life Hub was highlighted by the Retirement Income Journal! Below are some of the main points about Life Hub. View our Life Hub page for demos and advisor testimonials. Life Hub is an interactive tool that allows clients of financial advisers to visualize their...

"Income Lab's Life Hub tool is a welcome innovation, helping financial advisors to build more realistic and adaptable financial plans for their clients," said Derek Tharp, Ph.D., CFP®, assistant professor of finance at Southern Maine University, lead researcher at...

Kitces published a great article authored by Derek Tharp, Senior Advisor to Income Lab. In the article Derek explains how most Monte Carlo tools gamify the retirement income decision in a way that leads to being excessively conservative. Risk-based guardrails are a...

Kitces published a great article co-authored by Derek Tharp and Income Lab co-founder, Justin Fitzpatrick. In the article they explore how Monte Carlo simulation can actually *understate* retirement income risk relative to historical simulation at probability of...

Today, Kitces published a great article co-authored by Derek Tharp and Income Lab co-founder, Justin Fitzpatrick. Here are a few of the main points: “Spending Risk Curves” can be very useful for an advisor to gain a higher-level understanding of a client’s financial...