Resources

Grow your knowledge on Retirement Income Planning through our published research articles, Lab Notes, videos, and webinars

“Retirement Distribution Hatchet” Webinar (April 2022)

“Retirement Distribution Hatchet” Webinar (April 2022)

Research into dynamic retirement income planning has often focused on setting “guardrails” based on portfolio withdrawal rates. However, client scenarios often do not lend themselves to simple withdrawal-rate-based planning. When realistic changes in expected income...

How-To and Q&A User Webinar – Tax Center Review (March 2022)

How-To and Q&A User Webinar – Tax Center Review (March 2022)

Because of the complexity of retirement income plans and Federal and state tax codes, "tax-smart" distribution planning can be wickedly complex. In this webinar we discussed tax-related features in Income Lab, including the Income Lab Tax Center. We reviewed the...

The Worst Time in History to Retire had a 7.5% Withdrawal Rate?!?

The Worst Time in History to Retire had a 7.5% Withdrawal Rate?!?

Research on "sustainable withdrawal rates" might lead us to believe that the historical periods that supported low withdrawal rates were the worst possible times to retire. In this webinar we’ll discuss how a focus on withdrawal rates alone blinds us to other...

Thinking and Talking About Retirement Risk with Clients.

Thinking and Talking About Retirement Risk with Clients.

Advisors often help clients find and accept approaches to their investments that balance financial goals and risk tolerance. This process can involve helping clients understand that risk cannot be avoided entirely and that putting money in the proverbial mattress is...

The “Retirement Distribution Hatchet”

The “Retirement Distribution Hatchet”

Research into dynamic retirement income planning has often focused on setting "guardrails" based on portfolio withdrawal rates. However, client scenarios often do not lend themselves to simple withdrawal-rate-based planning. When realistic changes in expected income...

Retirement Income Guardrails Beyond Withdrawal Rates

Retirement Income Guardrails Beyond Withdrawal Rates

Over the last decades, dynamic income planning with withdrawal rate guardrails has become more and more common. Unfortunately, this approach to guardrails struggles when faced with more complex, realistic client scenarios. In this webinar we covered the strengths and...

The value of dynamic income planning webinar

The value of dynamic income planning webinar

Retirement income planning is one of the nastiest, hardest problems we face in financial planning, according to Bill Sharpe. Income Lab is committed to helping advisors navigate this problem with their clients by bringing new research, concepts, and clarity to the...

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