Media & Resources
Value-Ability Podcast with Danforth Fleak
Recently Danforth Fleak of the Value-Ability podcast interviewed our Income Lab co-founders, Johnny Poulsen and Justin Fitzpatrick. In this interview, Johnny and Justin explain the academic research in decumulation and its influence on the development of the platform....
It’s Time to Retire Static Planning
The analytics behind today’s retirement plans focus on how things might work out if a given set of choices (investment allocations, portfolio withdrawals, cash flows, etc.) are carried on into the future without change. But this static approach to planning is a crude...
Sequence of Returns Risk Has Been Greatly Exaggerated
When trying to decide how much someone can afford to spend in retirement, we often worry about poor investment returns early in retirement. Poor returns early in retirement can permanently limit retirement income. Researchers call this Sequence of Returns Risk....
Planning for a Long Life Can Be Dangerous
On the face of it, planning for a very long life – well beyond life expectancy – seems like a great way to minimize risk in retirement. Assuming we will have to spread a nest egg out over a long retirement ought to cause us to be conservative and spend less right now....