Wealthcare for Women
Your Retirement Milestone Timeline
Key ages and planning opportunities on the path to — and through — retirement
Age-based rule or benefit
Planning conversation to consider
50
Catch-Up
Contributions
55
Rule of 55 &
HSA Catch-Up
59½
Penalty-Free
Withdrawals
60
Widow(er)
SS Eligibility
60–63
Super
Catch-Up
62
Earliest
Social Security
63
IRMAA
Lookback
65
Medicare &
HSA Cutoff
66–67
Full
Retirement Age
70
Max Social
Security
70½
Qualified
Charitable Dist.
73–75
RMDs
Begin
Ongoing Planning Conversations
Long-Term Care Planning (Ages 55–65)
Social Security Earnings Test (Ages 62–FRA)
Beneficiary & Estate Document Review
Annual Medicare Plan Review