“Best in Show”
XYPNLive AdvisorTech Expo 2022
The First Truly Dynamic
Retirement Income Technology
SUPPORTING THE FUTURE OF FINANCIAL PLANNING WITHIN THE CURRICULUM AT
I firmly believe Income Lab is the future of retirement modeling and distribution software. Its tools are innovative and forward thinking and we are thrilled to teach this platform to our financial planning students at the University of Illinois.
-Craig Lemoine, University of Illinois
POWERFUL FEATURES
A Game-Changing Experience
A one-page interactive visualization of a client’s financial life.
portfolio withdrawals and optimize taxes.
Dynamic Retirement Income
Planning
Utilize total risk-based guardrails to help clients feel more
secure about retirement income and how they may adjust to
stay on track.
Easy Social Security
Planning
Planning
and Management
Conditions
TESTIMONIALS
What our clients are saying
Derek Tharp
Ph.D., CFP®, CLU®, RICP®
Conscious Capital, Inc.
“Income Lab has built a tool that provides truly unique insights into retirement income planning that can be implemented with clients in a scalable manner. The team at Income Lab combines good technology, a clear engagement with the retirement income planning research, and a strong business acumen in a way that really excites me about the future of Income Lab and the positive impact Income Lab can have for both advisors and the retirees they serve.”
Miriam Whiteley
CFP®, RLP®, CeFT®
LifeCraft Financial Planning, LLC
“Income Lab has been an important and wonderful addition to my tech stack. Income Lab has helped my worried clients, where percentages didn’t look good enough, see that they are okay in a way that they can understand. It aligned their finances with their decision on when to retire giving them a life of financial freedom from stress and worry.“
Keith Spencer
CFP®
Spencer Financial Planning, LLC
“Income Lab has been a game changer for me. I’ve used other financial planning software, but one thing that always bothered me is the Monte Carlo probability-of-success percentages. You put in a client’s numbers, and it spits out a probability of success. I’ve always found that to be vague and unsatisfactory, especially when it becomes client-facing. With Income Lab it’s very clear how much you can spend and the guardrails around that number.”
Lab Talk Tuesdays (January 2023)
Income Lab's Justin Fitzpatrick and Derek Tharp answer crucial questions from users about retirement planning and how to improve their distribution planning with Income Lab software. Income Lab users have exclusive access to this webinar through the user Help Center....
Using Economic Data to Inform Retirement Income Advice (December 2022)
Economic data are very difficult to apply to short-term investment decisions, but research shows that these data are much more useful when forming longer-term retirement spending plans. In this webinar we examine three representative economic indicators related to...
User Webinar: “Three Case Studies in Retirement Income Planning hosted by Justin Fitzpatrick, PhD, CFA, CFP® and Derek Tharp, Ph.D., CFP®, CLU®, RICP®
Join us as Justin and Derek, speak about three different case studies. In this webinar, we run through a typical workflow for building, evaluating, and implementing an Income Lab dynamic retirement income plan under different constraints. We show examples of how to...
Start now with a Demo
The first truly dynamic retirement
planning technology.