Financial Planning Done Right

The first truly dynamic retirement
planning technology.

EXPERIENCE THE DIFFERENCE INCOME LAB CAN MAKE FOR YOU AND YOUR CLIENTS

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Vastly improve the client experience with retirement planning as an ongoing service.

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Set your practice apart by replacing static planning with dynamic income planning.

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Easily incorporate retirement income plan monitoring and management into your practice.

PROBABILITY OF SUCCESS IS WRONG FOR INCOME PLANNING

When presented with standard retirement income plans that focus on probability of success, retirees walk away feeling unsettled, thinking there are only two possible outcomes: success or failure. But the reality is very different.

Watch our video to learn how Income Lab changes the conversation with realistic, dynamic planning focused on adjustments, not success or failure. With Income Lab, you can give retirees the confidence to live their best retirement.

When presented with standard retirement income plans that focus on probability of success, retirees walk away feeling unsettled, thinking there are only two possible outcomes: success or failure. But the reality is very different.

Watch our video to learn how Income Lab changes the conversation with realistic, dynamic planning focused on adjustments, not success or failure. With Income Lab, you can give retirees the confidence to live their best retirement.

Tax-Smart Distribution Planning

Deciding how best to source portfolio withdrawals involves accounting for a full range of tax effects and a wide range of withdrawal strategies as they apply to the idiosyncrasies of each plan. Income Lab’s Tax Center helps you quickly evaluate the tax consequences of strategies like bracket management and tax-ordering (e.g., Taxable -> Tax Deferred -> Tax Free), including all planned cash flows (Social Security, pensions, investment income, portfolio withdrawals) and their differential tax treatment, and produces simple, digestible data to help you and your clients make informed decisions.

Powerful Features that can Supercharge Retirement Planning

Economic and Market Conditions

PlanTest

Intelligent Longevity Planning

Dynamic Spending

Tax-Smart Distribution Planning

Automated Plan Monitoring

client testimonials

"The technology is easy-to-use, utilizes true performance data analysis and accurate historical inflation assumptions. Our clients find the outputs extremely friendly, intuitive and digestible."

John Cadigan, Trust Advisory Group

"My clients were impressed and felt a new confidence with the power and depth of the analytics applied to generate their plan as well as the tracking and alerts embedded to keep them on track over time."

Peggy Romero, Primary Wealth Care Providers

"What stood out to our advisors was Income Lab’s ability to conduct retirement planning in real-time with the client, something other software providers do not have."

Paul McIntyre, Naples Asset Management Company

LATEST NEWS AND RESOURCES

What’s Cooking at ‘Income Lab’?

What’s Cooking at ‘Income Lab’?

 Our Co-Founders Johnny Poulsen and Justin Fitzpatrick were recently featured by the Retirement IncomeJournal! In the interview they talked about their background as former Jackson National Life executives, and how through that experience they saw an opportunity to...

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Value-Ability Podcast with Danforth Fleak

Value-Ability Podcast with Danforth Fleak

Recently Danforth Fleak of the Value-Ability podcast interviewed our Income Lab co-founders, Johnny Poulsen and Justin Fitzpatrick. In this interview, Johnny and Justin explain the academic research in decumulation and its influence on the development of the platform....

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Save on State Taxes by Splitting Retirement Income

Save on State Taxes by Splitting Retirement Income

Smart retirement planning includes taking advantage of a maze of complex – but ultimately favorable – state tax policies. Almost every state has its own policies when it comes to retirement income. By understanding these policies and implementing tax-smart strategies,...

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