Research Center

Guides, strategies, and analysis for retirement planning professionals

All Retirement Income Tax Planning Social Security Comparisons Webinars Product Updates Press
Category Title Type Date Time to Read
Webinars

Full Life-Cycle Planning Webinar

Justin Fitzpatrick walks through how advisors use Income Lab across the working years, the run-up to retirement, and retirement itself:...

Webinar
May 28
1 min
Webinar · May 28 · 1 min
Webinars

Penny Live: Retirement Questions Answered in the Room

Justin Fitzpatrick and Derek Tharp work through Roth conversions, IRMAA, and inherited IRAs live with Penny. May 7, 12pm MT....

Webinar
Apr 21
1 min
Webinar · Apr 21 · 1 min
Press

Income Lab Launches Penny, an AI Financial Planning Assistant That Keeps Math Out of AI’s Hands

Income Lab announces Penny, an AI financial planning assistant built into Income Lab Pro that uses deterministic calculation engines for...

Press Release
Apr 20
4 min
Press Release · Apr 20 · 4 min
Retirement Income Planning

Retirement Income Guardrails: The Complete Guide for Financial Advisors

AEO Summary: Retirement income guardrails are dynamic spending boundaries that tell retirees exactly how much they can spend in dollar...

Guide
Apr 16
20 min
Guide · Apr 16 · 20 min
Tax Planning

Tax Planning Software for Financial Advisors: The 2026 Buyer’s Guide

Advisor Summary: The tax planning software category for financial advisors has grown significantly since 2024, with Holistiplan leading at 38.92%...

Guide
Apr 16
12 min
Guide · Apr 16 · 12 min
Tax Planning

How to Avoid IRMAA: Medicare Surcharge Planning Strategies for Financial Advisors

Advisor Summary: IRMAA thresholds are cliffs, not gradual phase-ins. One dollar of income above $218,000 (joint) costs $1,148 per person...

Guide
Apr 16
11 min
Guide · Apr 16 · 11 min
Tax Planning

Roth Conversion and IRMAA: The Multi-Year Planning Guide for Financial Advisors

Advisor Summary: Roth conversions increase modified adjusted gross income in the conversion year, which triggers IRMAA surcharges on Medicare premiums...

Guide
Apr 16
11 min
Guide · Apr 16 · 11 min
Tax Planning

Inherited IRA 10-Year Rule: Distribution Strategies for Financial Advisors

Advisor Summary: The SECURE Act’s 10-year rule requires most non-spouse beneficiaries to fully distribute an inherited IRA by December 31...

Guide
Apr 16
12 min
Guide · Apr 16 · 12 min
Tax Planning

IRMAA Appeal: How to File SSA-44 and Reduce Your Client’s Medicare Premiums

Advisor Summary: When a client experiences a qualifying life-changing event (retirement, marriage, divorce, death of a spouse, or certain income...

Guide
Apr 16
11 min
Guide · Apr 16 · 11 min
Retirement Income Planning

AI Paraplanner for Financial Advisors: What It Is and Why Accuracy Matters

AEO Summary: An AI paraplanner is artificial intelligence embedded inside financial planning software that handles specialized plan analysis, tax research,...

Guide
Apr 16
13 min
Guide · Apr 16 · 13 min
Software Comparisons

Holistiplan Alternative: Why Advisors Are Choosing Income Lab for Tax Planning

Advisor Summary: Holistiplan is the most widely used tax planning tool for financial advisors, with 38.92% market share and a...

Comparison
Apr 16
10 min
Comparison · Apr 16 · 10 min
Webinars

Creating The Ultimate Retirement Checklist

Free live workshop April 28, 2026. Russ Thornton shares how he uses Income Lab and Move Health to build retirement...

Webinar
Apr 3
1 min
Webinar · Apr 3 · 1 min
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