Book Your Walkthrough · For Financial Advisors Only
See how advisors answer “How much can I spend?”
A 30-minute walkthrough using your client scenarios. Comprehensive financial planning software for financial advisors, with guardrails-based retirement income depth. Plans from $199/month.
- Your client’s retirement “paycheck”: a specific monthly spending number, not a probability
- Guardrails that adjust automatically when markets move, so the plan watches itself
- Penny’s AI paraplanner handling tax, Medicare, and estate planning inside the real plan
“The ability to show clients exactly where every dollar comes from is something no other tool gives me.”
Cynthia BrameLegacy Strategic Partners
Schedule Your Walkthrough
Loading available times...
Calendar slow to load? Book in a new tab instead.
Book Directly on CalendlyIntegrates With Your Stack
See It For Yourself
See it in full. Or hear it from an advisor.
Watch the full walkthrough, or hear the result from a real advisor.
See Income Lab in actionMulti-part walkthrough
Hear from Matt SmithFinancial Advisor · client win story
Migrating From Another Tool
You don’t have to cancel anything first.
Run Income Lab alongside your current tool during the transition. Most advisors are running live client plans within their first week.
Set up integrations or upload client data with AI Plan Builder. No manual re-entry.
No need to cancel anything first. Compare side by side during transition.
We walk you through setup and your first client plan so you’re not figuring it out alone. Live Penny group training runs every Monday, Wednesday and Friday (Pro).
Most advisors are running real client scenarios within days, not weeks.
Free 14-day trial with full Pro access. A credit card is required. The trial converts to a paid Pro subscription unless you cancel before day 14. Cancel anytime.
Common Questions
Answers before you book.
How long is the demo?
About 30 minutes. We tailor it to your practice and the types of clients you serve. Bring a scenario if you’d like to see it modeled live.
Is there a free trial?
Start with a free 14-day trial. Full access to every feature, including all planning tools. A credit card is required. The trial converts to a paid Pro subscription unless you cancel before day 14. No long-term commitment. Cancel anytime.
What makes Income Lab different?
Income Lab is comprehensive financial planning software for financial advisors, with its deepest work in retirement income. We give clients a specific spending amount with guardrails that adjust automatically. Not a probability of success percentage. Advisors tell us it changes the client conversation entirely.
Already using another tool?
Most advisors run Income Lab alongside their current tool during transition. Upload existing client data with AI Plan Builder in minutes, or connect your integrations to keep everything synced. You’ll be running live plans within your first week.
Does it integrate with my tech stack?
Yes. Schwab connects directly, and Fidelity, Pershing and NFS connect through BridgeFT. Orion, Black Diamond, Redtail and others are also supported. Most custodial connections bring in account balances and cost basis; what each one imports varies. See the full list of integrations.
How is the spending recommendation calculated?
Guardrails-based methodology with continuous monitoring. Not a one-time Monte Carlo simulation. The plan watches itself and tells you when an adjustment is needed.
Not ready to book?
Watch a quick overview of how advisors use guardrails-based planning to change the client conversation.
Watch Recorded Demo