How Our Content Is Created

All articles on Income Lab are written by Justin Fitzpatrick, PhD, CFA, CFP, President and Co-Founder of Income Lab. Justin brings over 17 years of experience across financial services and academia, including a PhD from MIT, a CFA charter, and CFP certification.

Our Review Process

Every article is technically reviewed by Income Lab’s research and product team for accuracy. This includes verification of tax rules, regulatory details, product capabilities, and academic citations. Articles referencing competitor products are verified against current pricing and feature sets at the time of publication.

Sources and Citations

We cite primary sources wherever possible: IRS publications, Social Security Administration data, peer-reviewed research, and official product documentation. Academic citations are verified individually. We do not publish AI-generated citations without manual verification.

Conflict of Interest Policy

Justin Fitzpatrick is Co-Founder and President of Income Lab and has a financial interest in the company. Articles that compare Income Lab to competing products include a disclosure statement. Our goal is to provide accurate, useful information for financial advisors regardless of which tool they choose.

Corrections

If we discover an error, we correct it promptly and update the article’s “Updated” date. If you notice an inaccuracy, contact us at [email protected].