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Income Lab’s co-founder Justin Fitzpatrick was recently featured on the Fintech Impact podcast with Jason Pereira. They had a great conversation on Income Lab and our dynamic approach to decumulation planning.

Listen to the Podcast >>

Important points:

  • “Retirement isn’t static, people don’t plan and follow it to the letter until they die or run out of money. Clients don’t fail in retirement, they adjust.” – Justin
  • “There is a lot of fear and anxiety around retirement, but we found that kind of more realistic dynamic planning really improves not just the objective outcomes for people in retirement. That is obviously super important, but also kind of a subjective experiences of clients and retirement.” – Justin
Justin Fitzpatrick, PhD, CFA, CFP - President and Co-Founder of Income Lab
Justin Fitzpatrick, PhD, CFA, CFP

Justin Fitzpatrick is President and Co-Founder of Income Lab, retirement income planning software used by thousands of financial advisors. He developed the guardrails-based approach to retirement income distribution after a decade in financial services at Jackson and seven years in academia at MIT, Harvard, and UCLA. His research on adjustment-based planning has been published on Kitces.com, ThinkAdvisor, AdvisorPerspectives, and FinancialPlanning Magazine.

View all articles by Justin LinkedIn

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See how the market impacts future spending, not just account balance → The Model FA Podcast “Leveraging Retirees’ Superpowers” with Justin Fitzpatrick → Elevate Your Retirement Income Planning with Award-Winning Advisor, Jason Juhl of Carson Wealth → How Monte Carlo Can Understate Retirement Income Risk Compared To Historical Simulation →

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