Is California a low-tax state for Retirees? Looking beyond top marginal state tax rates.

Research into dynamic retirement income planning has often focused on setting “guardrails” based on portfolio withdrawal rates. However, client scenarios often do not lend themselves to simple withdrawal-rate-based planning. When realistic changes in expected income...

Because of the complexity of retirement income plans and Federal and state tax codes, "tax-smart" distribution planning can be wickedly complex. In this webinar we discussed tax-related features in Income Lab, including the Income Lab Tax Center. We reviewed the...

Research on "sustainable withdrawal rates" might lead us to believe that the historical periods that supported low withdrawal rates were the worst possible times to retire. In this webinar we’ll discuss how a focus on withdrawal rates alone blinds us to other...