The Retirement Distribution “Hatchet”: Using Risk-Based Guardrails To Project Sustainable Cash Flows

Nov 29, 2021

We are excited to have our Co-Founder, Justin Fitzpatrick and our Senior Advisor, Derek Tharp featured on the Michael Kitces blog! They co-authored their most recent article, “The Retirement Distribution “Hatchet”: Using Risk-Based Guardrails To Project Sustainable Cash Flows.”
It was a great article to help point out how “a risk-based guardrails model can provide clients with a more accurate picture of how much they can sustainably spend when compared to models based on static withdrawal rates or withdrawal-rate guardrails.
It also helps show how the work we are doing at Income Lab to lead the movement from withdrawal-rate guardrails to risk-based guardrails represents a significant improvement in planning quality for retirees!

 

View the full article >>

Related Articles
3 Steps to a Safer RIA

3 Steps to a Safer RIA

Income Lab’s CTO, Manuel Balderas, wrote a great article featured in Think Advisor to help RIAs with action items they can take to improve the security of their firm. Check out the main takeaways below and the full checklist for some baseline steps to help secure your...

Riskalyze Integrates with Dynamic Retirement Planner Income Lab

Riskalyze Integrates with Dynamic Retirement Planner Income Lab

We are excited to officially announce our integration with Riskalyze! This will help advisors incorporate economic and market conditions, dynamic spending analysis, tax-smart distribution planning, and automated plan monitoring and management, to build better, dynamic...

Start now with a Demo

The first truly dynamic retirement
planning technology.

Schedule a demo