Retiree withdrawal rates alone are misleading. Here’s why

Kitces published a great article co-authored by Derek Tharp and Income Lab co-founder, Justin Fitzpatrick. In the article they explore how Monte Carlo simulation can actually *understate* retirement income risk relative to historical simulation at probability of...

Today, Kitces published a great article co-authored by Derek Tharp and Income Lab co-founder, Justin Fitzpatrick. Here are a few of the main points: “Spending Risk Curves” can be very useful for an advisor to gain a higher-level understanding of a client’s financial...

We are excited to announce the launch of the Income Lab Research Council. The Research Council aims to contribute both to the education of the next generation of advisors and planners and to the ongoing education of current practitioners. The inaugural council...