Every retirement income plan carries some level of risk – that is, some chance that a downward adjustment will be needed in the future. But it can be difficult for advisors to efficiently evaluate a range of plans and to help clients choose one that meets their needs and matches their risk tolerance.
In this webinar we introduce the retirement risk curve, which helps advisors visualize the risk/return trade-off in retirement. We discuss how this tool can be applied to plans of all types and how retirement risk curves can help advisors better understand dynamic income planning with total-risk guardrails.
Justin Fitzpatrick is President and Co-Founder of Income Lab, retirement income planning software used by thousands of financial advisors. He developed the guardrails-based approach to retirement income distribution after a decade in financial services at Jackson and seven years in academia at MIT, Harvard, and UCLA. His research on adjustment-based planning has been published on Kitces.com, ThinkAdvisor, AdvisorPerspectives, and FinancialPlanning Magazine.
