Research Center
Guides, strategies, and analysis for retirement planning professionals
Income Lab Establishes Research Council to Advance Retirement Income Analysis and Education
We are excited to announce the launch of the Income Lab Research Council. The Research Council aims to contribute both...
How Retirees Can Lose as the Gamification of Monte Carlo Analysis Proliferates
Barron’s published a great article in which Jeff Brown and Income Lab co-founder Johnny Poulsen argue that gamification of Monte...
The Worst Time in History to Retire had a 7.5% Withdrawal Rate?!?
Research on “sustainable withdrawal rates” might lead us to believe that the historical periods that supported low withdrawal rates were...
Will Higher Inflation Harm Retirees?
Income Lab’s co-founder and CIO, Justin Fitzpatrick, wrote an article that was featured in Advisor Perspectives. In his article Justin...
7 Pro-Tips for More Dynamic Retirement Planning
Income Lab’s co-founder and chief innovation officer Justin Fitzpatrick joined Jeremy Keil, Financial advisor at Keil Financial Partners, on the...
Thinking and Talking About Retirement Risk with Clients.
Advisors often help clients find and accept approaches to their investments that balance financial goals and risk tolerance. This process...
Retiree withdrawal rates alone are misleading. Here’s why
We are excited to announce the work of Income Lab’s Co-Founder And Chief Innovation Officer, Justin Fitzpatrick, was recently featured...
The “Retirement Distribution Hatchet”
Research into dynamic retirement income planning has often focused on setting “guardrails” based on portfolio withdrawal rates. However, client scenarios...
Retirement Income Guardrails Beyond Withdrawal Rates
Over the last decades, dynamic income planning with withdrawal rate guardrails has become more and more common. Unfortunately, this approach to retirement income...
New Income Lab Integrations Announcement – TD Ameritrade, Charles Schwab, and Fidelity (powered by BridgeFT)
We are excited to announce the release of our latest integrations with TD Ameritrade, Charles Schwab, and Fidelity, powered by...
3 Steps to a Safer RIA
Income Lab’s CTO, Manuel Balderas, wrote a great article featured in Think Advisor to help RIAs with action items they...
The Retirement Distribution “Hatchet”: Using Risk-Based Guardrails To Project Sustainable Cash Flows
We are excited to have our Co-Founder, Justin Fitzpatrick and our Senior Advisor, Derek Tharp featured on the Michael Kitces...
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