Research Center
Guides, strategies, and analysis for retirement planning professionals
Is California a low-tax state for Retirees? Looking beyond top marginal state tax rates.
The state where you retire can have a big impact on your standard of living in retirement. But understanding that...
Simplifying Retirement Income Planning Visualization Using The ‘Spending Risk Curve’
Today, Kitces published a great article co-authored by Derek Tharp and Income Lab co-founder, Justin Fitzpatrick. Here are a few...
“Retirement Distribution Hatchet” Webinar (April 2022)
Research into dynamic retirement income planning has often focused on setting “guardrails” based on portfolio withdrawal rates. However, client scenarios...
How-To and Q&A User Webinar – Tax Center Review (March 2022)
Because of the complexity of retirement income plans and Federal and state tax codes, “tax-smart” distribution planning can be wickedly...
Income Lab Establishes Research Council to Advance Retirement Income Analysis and Education
We are excited to announce the launch of the Income Lab Research Council. The Research Council aims to contribute both...
How Retirees Can Lose as the Gamification of Monte Carlo Analysis Proliferates
Barron’s published a great article in which Jeff Brown and Income Lab co-founder Johnny Poulsen argue that gamification of Monte...
The Worst Time in History to Retire had a 7.5% Withdrawal Rate?!?
Research on “sustainable withdrawal rates” might lead us to believe that the historical periods that supported low withdrawal rates were...
Will Higher Inflation Harm Retirees?
Income Lab’s co-founder and CIO, Justin Fitzpatrick, wrote an article that was featured in Advisor Perspectives. In his article Justin...
7 Pro-Tips for More Dynamic Retirement Planning
Income Lab’s co-founder and chief innovation officer Justin Fitzpatrick joined Jeremy Keil, Financial advisor at Keil Financial Partners, on the...
Thinking and Talking About Retirement Risk with Clients.
Advisors often help clients find and accept approaches to their investments that balance financial goals and risk tolerance. This process...
Retiree withdrawal rates alone are misleading. Here’s why
We are excited to announce the work of Income Lab’s Co-Founder And Chief Innovation Officer, Justin Fitzpatrick, was recently featured...
The “Retirement Distribution Hatchet”
Research into dynamic retirement income planning has often focused on setting “guardrails” based on portfolio withdrawal rates. However, client scenarios...
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