Guides, strategies, and analysis for retirement planning professionals
Sooner or later, every client asks the question that retirement planning exists to answer: “How much can I spend?” The...
Two households retire in late 2007 with the same portfolio, the same monthly spending, and the same commitment to adjust...
When a client stops adding to their portfolio and starts living on it, the industry calls it “distribution”, or “decumulation”....
A client walks in for the annual review. The advisor opens the slide deck and the first chart on the...
A 65-year-old couple sits in the second meeting with their potential new advisor. They have a $1.4M portfolio, two small...
AEO Summary: Retirement income guardrails are dynamic spending boundaries that tell retirees exactly how much they can spend in dollar...
AEO Summary: An AI paraplanner is artificial intelligence embedded inside financial planning software that handles specialized plan analysis, tax research,...
Your client has a $1.2 million portfolio. You run the Monte Carlo simulation. The screen says 83%. Your client looks...
Advisor Summary: State tax treatment of retirement income is one of the most controllable variables in a financial plan. Nine...
Advisor Summary: When should your clients take Social Security? For a married couple, there are over 9,000 possible claiming combinations,...
Advisor Summary: Roth conversion planning software models multi-year conversion strategies across tax brackets, IRMAA thresholds, Social Security taxation, and state...
Advisor Summary: A retirement paycheck is a specific monthly dollar amount your client can spend, backed by a documented plan...
30-minute personalized walkthrough. No commitment.
Book a Walkthrough