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Research on “sustainable withdrawal rates” might lead us to believe that the historical periods that supported low withdrawal rates were the worst possible times to retire. In this webinar we’ll discuss how a focus on withdrawal rates alone blinds us to other important factors that affect client standard of living, like pre-retirement sequence of returns and the economic conditions at retirement. Once we take a broader view, we see that withdrawal rates are fairly poor predicters of standard of living in retirement and that monitoring and adjustment of income plans is a powerful way to optimize retirement income over time.

Justin Fitzpatrick, PhD, CFA, CFP - President and Co-Founder of Income Lab
Justin Fitzpatrick, PhD, CFA, CFP

Justin Fitzpatrick is President and Co-Founder of Income Lab, retirement income planning software used by thousands of financial advisors. He developed the guardrails-based approach to retirement income distribution after a decade in financial services at Jackson and seven years in academia at MIT, Harvard, and UCLA. His research on adjustment-based planning has been published on Kitces.com, ThinkAdvisor, AdvisorPerspectives, and FinancialPlanning Magazine.

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Live Case Study Featuring Russ Thornton → Advisor and Practice Management Efficiency Workshop → Bringing Retirement Strategies To Life: Using Historical Market Visualizations To Drive Client Understanding And Belief In Retirement Plans → Using Economic Data to Inform Retirement Income Advice →

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