Webinars
Live workshops and on-demand sessions from Justin, Derek, and the Income Lab team. Real client scenarios, working retirement math, and practical tools you can use in your next meeting.
On-Demand
Your Client Needs Cash. Where Should It Come From?
The Withdrawal Optimizer launch walkthrough. Justin Fitzpatrick plans a one-time client request on screen: which accounts should fund it, what it costs in tax, and how bracket, Medicare IRMAA and ACA caps change the answer. With Derek Tharp, and an hour of advisor questions.
Watch the recording →Is It Worth It? An Advisor's Candid Answer
Advisor Jason Hamilton on what changed when he brought Income Lab into his practice, worked through four real client calls: a $40,000 withdrawal request, an IRMAA surprise, an NUA decision, and the retirement paycheck question. Johnny Poulsen moderates.
Watch the recording →Why Didn't Anyone Show Me This Before?
Advisor Mike Mahalich of Swan Wealth Management on the planning conversation that turns prospects into clients: the one-page plan every client gets, a spending number instead of a probability score, and forward tax planning. In conversation with Justin Fitzpatrick.
Watch the recording →Income Lab in Production: How Advisors Bring Value 5x Faster
Justin Fitzpatrick shows how a modern Income Lab practice delivers deep, ongoing planning to a full book of clients: AI that builds plans without data entry, plans that update themselves every month, and Penny's tactical tools that run right inside the plan.
Watch the recording →The Case Against Waiting Until 70
Justin Fitzpatrick makes the case that delaying Social Security to 70 should not be the automatic default: when delaying pays, when it quietly costs the client, and how to make claiming a plan-level decision rather than a break-even calculation.
Watch the recording →Tax Planning That Moves the Needle
Justin Fitzpatrick works the multi-year tax decisions that change a retiree's lifetime bill, live in Income Lab: sizing Roth conversions against the brackets, positioning income around IRMAA before it bites, and the withdrawal-sequencing moves a filing-season review never catches.
Watch the recording →What Can I Spend? Why Probability of Success Doesn't Work
Justin Fitzpatrick makes the case against leading a retirement plan with a probability-of-success score, and shows the alternative live in Income Lab: a concrete retirement-paycheck spending number and risk-based guardrails agreed in advance.
Watch the recording →Full Life-Cycle Planning: Working Years Through Retirement
Justin Fitzpatrick walks through how advisors use Income Lab across all three phases of a client relationship: the working years, the run-up to retirement, and retirement itself. Retirement paycheck, Roth conversions, Social Security timing, IRMAA, and Penny's tactical tax tools, in one platform.
Watch the recording →Penny Live: An AI Paraplanner for Financial Advisors
Justin Fitzpatrick and Derek Tharp work through Roth conversions, IRMAA appeals, and inherited IRAs live with Penny, Income Lab's AI Paraplanner. Real client scenarios, three-hour paraplanner math compressed into a conversation.
Watch the recording →Creating The Ultimate Retirement Checklist
Russ Thornton (Wealthcare for Women) walks through how he uses Income Lab and Move Health together to build retirement checklists that adapt to changing healthcare costs and life events. Watch the full session and download Russ's three client worksheets.
Watch the recording →More webinars coming throughout 2026. Browse past sessions in the Research Center.