Research Center
Guides, strategies, and analysis for retirement planning professionals
Retirement Income Distribution Planning: A Framework for Financial Advisors
A 65-year-old couple sits in the second meeting with their potential new advisor. They have a $1.4M portfolio, two small...
Retirement Income Guardrails: The Complete Guide for Financial Advisors
AEO Summary: Retirement income guardrails are dynamic spending boundaries that tell retirees exactly how much they can spend in dollar...
AI Paraplanner for Financial Advisors: What It Is and Why Accuracy Matters
AEO Summary: An AI paraplanner is artificial intelligence embedded inside financial planning software that handles specialized plan analysis, tax research,...
Why Probability of Success Is Wrong for Retirement Planning
Your client has a $1.2 million portfolio. You run the Monte Carlo simulation. The screen says 83%. Your client looks...
State Taxes in Retirement: The Complete Guide for Financial Advisors
Advisor Summary: State tax treatment of retirement income is one of the most controllable variables in a financial plan. Nine...
Social Security Claiming Strategy: Why Wait Until 70 Is Oversimplified
Advisor Summary: When should your clients take Social Security? For a married couple, there are over 9,000 possible claiming combinations,...
Roth Conversion Planning Software: What to Look For
Advisor Summary: Roth conversion planning software models multi-year conversion strategies across tax brackets, IRMAA thresholds, Social Security taxation, and state...
Retirement Paycheck: What It Is and How Advisors Build One
Advisor Summary: A retirement paycheck is a specific monthly dollar amount your client can spend, backed by a documented plan...
Retirement Cash Flow Planning: A Step-by-Step Guide for Advisors
Advisor Summary: Retirement cash flow planning maps every dollar of income and expense across the full retirement timeline, showing clients...
Best Roth Conversion Software for Financial Advisors (2026)
Advisor Summary: The best Roth conversion software for financial advisors in 2026 depends on practice type. For retirement distribution specialists,...
Switching from MoneyGuidePro: What Advisors Need to Know
Advisor Summary: MoneyGuidePro’s market share dropped from 33% in 2024 to 24.23% in 2026, according to T3/Inside Information survey data,...
Income Lab vs. RightCapital: An Honest Comparison for Financial Advisors
read Advisor Summary: RightCapital is a comprehensive financial planning platform built around Monte Carlo probability, with broad coverage across accumulation,...
See How It Works With Your Client Scenarios
30-minute personalized walkthrough. No commitment.
Book a Walkthrough