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Morningstar’s “The Long View” Podcast with Christine Benz and Jeffrey Ptak recently featured Income Lab’s co-founder Justin Fitzpatrick. They had a great conversation where Justin explains the simple steps older adults can take to ensure that their assets last throughout their lifetimes, giving them superpowers.

Listen to the Podcast >>

Important points:

  • Funding retirement is not like investing for the short term. You’re really funding relatively small expenses relative to the overall decades of spending.
  • Part of the superpower is the ability to adjust and adjust not just your current spending but maybe make changes to other goals, legacy goals, specific spending goals for the future, and then continue adjusting as you learn over time.
Justin Fitzpatrick, PhD, CFA, CFP - President and Co-Founder of Income Lab
Justin Fitzpatrick, PhD, CFA, CFP

Justin Fitzpatrick is President and Co-Founder of Income Lab, retirement income planning software used by thousands of financial advisors. He developed the guardrails-based approach to retirement income distribution after a decade in financial services at Jackson and seven years in academia at MIT, Harvard, and UCLA. His research on adjustment-based planning has been published on Kitces.com, ThinkAdvisor, AdvisorPerspectives, and FinancialPlanning Magazine.

View all articles by Justin LinkedIn

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