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We are excited to announce the work of Income Lab’s Co-Founder And Chief Innovation Officer, Justin Fitzpatrick, was recently featured in Financial Planning!

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Justin Fitzpatrick, PhD, CFA, CFP - President and Co-Founder of Income Lab
Justin Fitzpatrick, PhD, CFA, CFP

Justin Fitzpatrick is President and Co-Founder of Income Lab, retirement income planning software used by thousands of financial advisors. He developed the guardrails-based approach to retirement income distribution after a decade in financial services at Jackson and seven years in academia at MIT, Harvard, and UCLA. His research on adjustment-based planning has been published on Kitces.com, ThinkAdvisor, AdvisorPerspectives, and FinancialPlanning Magazine.

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The Retirement Distribution “Hatchet”: Using Risk-Based Guardrails To Project Sustainable Cash Flows → What do Unemployment Claims Mean for Retirement Income? → How Communicating Guardrails Withdrawal Strategies Can Improve Client Experience And Decrease Stress → How the 4% Rule Undermines Advisors and Clients →

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